Loan Officer

NMLS # 1756543

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Chandra has worked in the Financial Services Industry for over 30 years assisting clients with reaching their financial goals. She started in the mortgage industry in 2018 and with Shelter Mortgage in May 2022. Chandra earned the Xinnix Certified Originator designation in 2018, for a fast track into product knowledge and mortgage expertise. The Xinnix title is a prestigious industry recognition earned by less than 1% of all mortgage professionals.

Chandra is from New Haven, Connecticut. She earned a bachelor’s in Accounting from Virginia Union University and a Master’s of Business Administration from The University of Iowa.

Chandra lives in Atlanta and her daughter attends New York University. In her spare time, Chandra likes to spend time with family and friends, trying new recipes, shopping, and traveling.

GA License # 62934

What Clients Say

My experience with Chandra Winford as my lending agent was EXCELLENT!! When I needed advice on starting the process of applying for a home loan, she was very patient and answered all of my questions. When I felt it was time to start the process she was there every step of the way, during business hours, after business hours, and weekends. Whenever I or my real estate agent needed assistance, advice or just pep talk, she was very personable, positive and reassuring. My home buying process went very well due to her expertise, knowledge and efficiency. I didn't have to worry about that portion of an already stressful process, Chandra and her team made it seamless. I have spoken to mortgage lenders, where when the conversation is over, I'm still lost, I don't know where to start, then there are others who are simply unresponsive. I did not experience that with Chandra Winford, when she said she would call you back she did just that! Her integrity is unmatched and customer service is impeccable. If you are going through a home buying experience Chandra Winford with Shelter Mortgage is the way to go, I give ten stars!
Robin Evans
When I say Chandra Winford saved my deal, I mean she was a super hero! In a recent purchase transaction, my client's previous lender refused to process the contract because although she was using an FHA loan to buy, the contract was an All Cash Contract, contingent on the buyer utilizing Ribbon's Cash Backing Program to guarantee the deal would close. We needed a Ribbon-friendly lender to helps up carry our deal to the finish line, so I called Chandra. In short, she picked up where the previous lender and us left off, processed the contract, and closed the deal on time with no problem! Thank you, Chandra, for being available and efficient when time was of the essence.
Lamar Bryant, Jr
Working with Chandra feels like I am on a football team, and my teammate haves my back. We are constantly dodging other players in the real estate field, but we keepcharging through to get our clients to the finish line. If you are looking for someone to hold your hand or your client's hand, call Chandra. Her warm spirit will calm you and make the stress of real estate disappear. Thanks Chandra!