Team Member


Loan Officer

NMLS # 1743413



Charlotte joined Shelter Home Mortgage in 2015. She is a Loan Officer with the Intown Team. Charlotte and her team continue to be leaders in their field, receiving Shelter’s President's Award for the last two years, as well as the MBAG Diamond, Platinum, or Gold Awards for multiple years, honoring loan originators who have demonstrated excellence in their field.

Charlotte was born and raised in Dublin, a quaint middle Georgia town. She attended The University of Georgia and graduated with a bachelor’s degree in social work.

Charlotte lives in Atlanta with her husband Jon-Ford, their son, and two Schnoodle puppies. During their free time they enjoy Atlanta United matches, time with friends and family, volunteering with Orchard Ministries, home improvement, and traveling.

GA License # 62514

The entire Intown Team at Shelter Home Mortgage was a pleasure to work with from start to finish. Each department communicated well and in a professional manner. Highly recommended.
Sam V.
Home buying is so important and so stressful and we could not have done it without the Intown Team at Shelter Home Mortgage. They were amazing to work with and eased us at every step along the way. The way they communicate is clear and constant and very much appreciated in a hectic time!
Shannon P.
The Intown Team was prompt and available when needed throughout the entire process. They directed us on what exactly was needed and when, would call to check in on our progress, and kept everything stress free.


Up-to-date coverage on current mortgage trends.
Investing in Multi-Family Properties

Everything You Need to Know About Investing in Multi-Family Properties

Whether you’re looking to buy a home for your family or want an investment property, you may ha…

View More
8 Questions Every Homebuyer Should Ask Their Real Estate Agent

8 Questions Every Homebuyer Should Ask Their Real Estate Agent

Whether you’re buying your first home or your fifth, you’ll quickly recognize the value of your…

View More
20% Down Payment Myth

What You Need to Know About the 20% Down Payment Myth

Odds are, you grew up hearing the oft-repeated 20% down payment rule, as it pertains to buying…

View More