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Team Member

JIM TONEY

Loan Officer

NMLS # 41994

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JIM TONEY

Jim has worked in the mortgage industry since 1999 and joined Shelter Home Mortgage in 2019. Jim’s focus has always been on enhancing the overall client experience from day one. He is dedicated to close the loan on time and make the loan process as enjoyable as possible.

After proudly serving our country for eight years in the US ARMY, Jim graduated from the University of Tennessee with a degree in Finance.

Jim has been married to his biggest supporter and best friend for since 1997 and they have three awesome kids that make him proud every day. When Jim is not working, he loves hanging out with his family and friends, especially on the lake, traveling, playing sports, and watching HGTV and DIY networks.

Jim was very patient with us and really took our concerns to heart. He really showed true professionalism. He was a joy to work with and would recommend him to anyone.
John & Jana N.
I have used Jim and pacific financial on the past two home purchases both have been great experiences. Jim is always there when I have a million questions to ask and is very quick to respond.
Bradley C.
Jim was able to take a failed home loan with my previous lender and turn it into an approval in less than two weeks! He was able to explain why it wasn't approved before, then explain how to quickly and efficiently turn it around. He explained the entire process and didn't pull any punches in regard to what needed to be done. By far the easiest person to work with!

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