Team Member


Loan Officer

NMLS # 482304



Tammy has over two decades of experience in the mortgage industry and joined Shelter Home Mortgage in 2012. She is a Loan Officer with the Vitali Team which received Shelter’s President's Award in 2017 and the MBAG Platinum Award for three years, honoring loan originators who have demonstrated excellence in their field.

Tammy is originally from Colorado and she attended Pasadena City College in Pasadena, California.

Tammy lives in north metro Atlanta with her husband and they are currently empty nesters as their third daughter recently graduated high school. She enjoys working out daily at Orange Theory Fitness and is a big fan of professional football, especially the Denver Broncos. When out of the office, Tammy loves to cook and have family and friends over.

GA License # 40184

I worked closely with Tammy and she was AWESOME from the beginning to the end. She helped walk me through every detail of the process and she never made me feel as if I was a bother.
Natasha W.
Tammy was a God send. I was having problems with another lender and spoke to her through a recommendation from my realtor. It was the best thing I did because Tammy and her team at Shelter swooped in and saved the day. My experience with her and Shelter Home Mortgage has been nothing less than stellar. I highly recommend her and the team at Shelter for your mortgage needs.
Steven R.
As first-time homebuyers, we were very apprehensive about the process, but Tammy and the team at Shelter were extremely helpful and caring and alleviated our stress. We would highly recommend them to anyone looking to buy a home.


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