Team Member


Loan Officer

NMLS # 1195547



In 1998, Tracy began her career in the mortgage industry. She worked as both an underwriter and as an operation manager. In 2016, Tracy joined Shelter Home Mortgage as a licensed Loan Officer with the Vitali team. The Vitali Team received Shelter’s President’s Award in 2018 and the MBAG Platinum Award for three years, honoring loan originators who have demonstrated excellence in their field.

Tracy graduated from North Carolina State University with a bachelor’s degree in Communications. 

Tracy resides in Roswell, GA with her husband and their daughter. She enjoys cooking and loves to tackle new recipes leaving her husband to joke that he never eats the same thing twice.  When not in the kitchen, you’ll find Tracy and her family hiking or biking one of Roswell’s many park trails. 

Licenses: GA #42604

GA License # 36267


Up-to-date coverage on current mortgage trends.
Avoid These Common Money Mistakes

5 Common Money Mistakes to Avoid

Let’s face it: many of the biggest lessons we learn in life will come from making mistakes. Thi…

View More
Unexpected Expenses

How to Plan for Unexpected Expenses When Buying a Home

Chances are, you already expect the process of buying a home to be expensive. You've likely bee…

View More
Investing in Multi-Family Properties

Everything You Need to Know About Investing in Multi-Family Properties

Whether you’re looking to buy a home for your family or want an investment property, you may ha…

View More