THE MIDTOWN GROUP

TAMMY MILLS

Tammy has over two decades of experience in the mortgage industry and joined Shelter Home Mortgage in 2012. She is a Loan Officer with the Vitali Team which received Shelter’s President's Award in 2017 and the MBAG Platinum Award for three years, honoring loan originators who have demonstrated excellence in their field.

Tammy is originally from Colorado and she attended Pasadena City College in Pasadena, California.

Tammy lives in north metro Atlanta with her husband and they are currently empty nesters as their third daughter recently graduated high school. She enjoys working out daily at Orange Theory Fitness and is a big fan of professional football, especially the Denver Broncos. When out of the office, Tammy loves to cook and have family and friends over.

TAMMY MILLS

Loan Officer

NMLS # 482304

  (770) 910-3440

APPLY NOW
KATHY VITALI

Kathy has three decades of experience in the mortgage industry and joined Shelter Home Mortgage in 2012. She is a Senior Loan Officer and is the recipient of numerous awards including: The Greater Atlanta Homebuilders Association Affiliate of the Year, Hall County Homebuilders Associate of the Year, Hall County Homebuilders Association Work Horse of the Year, the Forsyth Board of REALTORS® Affiliate Member of the Year, Shelter’s President's Award, and was an MBAG Platinum Award recipient for three years.

Kathy is an Atlanta native. She and her husband Keith, along with their children and grandchildren, reside in the Atlanta area. She is active in her community and served for over ten years as the Youth Department Mission Team Leader at her church. For many years Kathy led efforts with the Atlanta Women and Children's Shelter Christmas event and was instrumental in the creation of My Sister’s House Rehab Center in Gainesville, GA. She also served on the Board of Directors for ACE Mission Camp and has been a community chairperson over fundraising for Habitat for Humanity and the American Cancer Society for previous employers.

KATHY VITALI

Senior Loan Officer

NMLS # 544481

  (770) 540-5566

APPLY NOW
KIM POUNDERS

Kim has nearly two decades of experience in the mortgage industry and joined Shelter Home Mortgage in 2015. She is a Loan Officer with Shelter’s Intown Team which received Shelter’s President's Award for the last two years, as well as the MBAG Diamond, Platinum, or Gold Awards for multiple years, honoring loan originators who have demonstrated excellence in their field. Kim herself was the individual recipient of the MBAG Gold Award in 2015.

Kim was born and raised in Muscle Shoals, Alabama, the little town famous for FAME Studios. Kim attended Auburn University where she majored in civil engineering. After spending five years working in the engineering field, Kim embarked on her mortgage career.

Kim currently lives in Atlanta. She loves riding her bike, Cyclocross racing, CrossFit, and spending time with her family and dogs. She also has a passion for rescuing and caring for animals in need.

KIM POUNDERS

Senior Loan Officer

NMLS # 782208

  (404) 877-2727

APPLY NOW

WHEN YOU WANT YOUR HOME LOAN DONE RIGHT

You can count on us for:
WORLD CLASS SERVICE

Minimize the hassle and close on time.

ACCOUNTABILITY

We provide consistent communication throughout your entire loan process.

COMPETITIVE RATES

We use multiple sources to find you a great rate!

VAST PRODUCT LINE

We offer today's top mortgage products.

CONTROL

As a direct lender, we control your loan from start to finish.

EASY APPRAISALS

We only use the very best local appraisers.

What Clients Say

The Intown Team made the whole process very easy for us. They provided a level of service that made things streamlined and easy to understand. I absolutely would not hesitate to recommend them and hold the whole experience in very high regard.
Joel R.
It was a pleasure to work with Erin De Armas and her team. They never failed to keep us informed, on track, and made sure we were ready to close without a hitch. I highly recommend this team to any home buyer!
Anne B.
Working with Kim and the team at Shelter was a fantastic experience. Every step of the process was clearly outlined both in phone calls and email. I never felt lost or confused about what was happening with our loan or what I was due to provide. The team was also very responsive if I had a question and I love that Kim would call with weekly updates. I would unquestionably recommend Shelter to anyone looking for a mortgage.